Terms & Conditions
Effective Date: [21/05/24]
Welcome to KCB Talk! These terms and conditions outline the rules and regulations for the use of our website and services. By accessing or using KCB Talk’s services, you agree to comply with and be bound by these terms and conditions. Please read them carefully.
1. Acceptance of Terms
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you must not use our services.
2. Services
KCB Talk offers various courses and programs in speaking, communication skills, and personality development. We reserve the right to modify, suspend, or discontinue any service at any time without prior notice.
3. Registration and Account
Eligibility
You must be at least 18 years old to register for our courses. Minors may participate with parental consent.
Account Information
When you create an account with us, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
Account Termination
We reserve the right to suspend or terminate your account if you violate these terms and conditions or engage in any activity that is harmful to KCB Talk or its users.
4. Payments and Refunds
Payments
All fees for courses and services must be paid in full before access is granted. We accept various payment methods, including credit cards and online payment platforms.
Refunds
Our refund policy is detailed on our website. If you are not satisfied with a course, please contact us within the first week to discuss refund options.
5. Use of Content
Intellectual Property
All content on our website, including text, graphics, logos, and course materials, is the property of KCB Talk and is protected by copyright and other intellectual property laws.
License
We grant you a limited, non-exclusive, non-transferable license to access and use the content for your personal, non-commercial use. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.
6. User Conduct
Prohibited Activities
You agree not to engage in any of the following prohibited activities:
- Violating any applicable laws or regulations.
- Infringing on the intellectual property rights of others.
- Distributing harmful or malicious software.
- Engaging in any activity that disrupts or interferes with the functioning of our services.
User Content
If you post or upload content to our website, you grant us a non-exclusive, royalty-free, perpetual license to use, reproduce, modify, and distribute your content in connection with our services.
7. Disclaimers and Limitation of Liability
No Warranty
Our services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, error-free, or secure.
Limitation of Liability
To the fullest extent permitted by law, KCB Talk shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from your use of our services.
8. Indemnification
You agree to indemnify, defend, and hold harmless KCB Talk and its affiliates, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses, including reasonable attorney’s fees, arising out of or in any way connected with your use of our services or your violation of these terms and conditions.
9. Governing Law
These terms and conditions shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts located in India.
10. Changes to Terms and Conditions
We reserve the right to update or modify these terms and conditions at any time without prior notice. Your continued use of our services after any changes constitutes your acceptance of the new terms. It is your responsibility to review these terms periodically for any updates or changes.
11. Contact Us
If you have any questions or concerns about these terms and conditions, please contact us at:
KCB Talk Head Office
Bahu Khedail, Hiatpur, Arambagh, Hooghly, 712142, West Bengal
Thank you for choosing KCB Talk. We look forward to helping you achieve your goals and improve your communication skills!